Thousands of people across the U.S. could soon get a payout of up to $2,210 as part of a Credit One Bank class action lawsuit settlement. If you were a customer of Credit One and received unwanted phone calls from them, you might be eligible to claim your share of the money. Here’s everything you need to know about who qualifies, how much you can get, and when the payments will be sent.
What is the Credit One Bank Lawsuit All About?
This Article Includes
The lawsuit against Credit One Bank was filed by consumers who said the bank violated the Telephone Consumer Protection Act (TCPA) by calling them repeatedly using automated systems without proper consent. This includes calls made to people who weren’t even Credit One customers at the time.
The court agreed that Credit One may have broken rules by using robocalls or auto-dialed calls, and now the bank has agreed to settle the case without admitting wrongdoing. The total settlement fund is $7.75 million, and eligible individuals may receive up to $2,210 each depending on how many valid claims are submitted.
Who Can Claim the $2,210 Settlement?
You may be eligible for the payout if:
- You received a phone call from Credit One Bank between February 2020 and April 2024
- The call was made using an auto-dialer or pre-recorded voice message
- You were not a Credit One customer when the call was made
If you fit all these conditions, you are likely part of the “Settlement Class” and can submit a claim for compensation.
How Much Money Will You Get?
While the estimated amount is $2,210 per person, the actual payout may vary depending on the number of people who file claims. If more people apply, the payout per person may be lower, and if fewer apply, the amount could be higher.
Note: This amount includes deductions for legal fees and administrative costs.
What is the Deadline to File a Claim?
The claim submission deadline is August 5, 2025. You must file your claim online or via mail before this date to be considered for the payment.
To file online, visit the official settlement website: [Insert Official Link]
Make sure to enter the correct information, including your phone number, address, and email. Also, keep any call records or phone screenshots if you have them—it helps strengthen your claim.
When Will Payments Be Sent?
According to the settlement timeline, payments are expected to go out in October or November 2025, once all claims are reviewed and approved. You can choose to receive your payment via:
- Direct deposit
- Check by mail
- PayPal/Venmo (if available)
Once the court gives final approval in September 2025, payment processing will begin soon after.
How to Stay Updated
To stay informed on this case:
- Visit the official [Credit One Settlement Website] regularly
- Sign up for email updates (if offered)
- Contact the settlement administrator through the helpline listed on the site
Be cautious of fake websites or scammers. Always use the official website to submit your claim and check your eligibility.
Why This Settlement Matters
This case shows how important it is for companies to respect privacy and communication rules. Even if you were not a Credit One customer, unwanted calls can be frustrating—and now you might get paid for it. If you’ve been on the receiving end of such calls, don’t ignore this settlement. File your claim on time and get the money you deserve.
